What is Light Entrepreneurship?
Light entrepreneurship means a form of doing work where you bill your customers without having to have your own company. You also don’t have to worry about obligations or paperwork related to entrepreneurship, such as accounting, SOTU payments, pension payments, insurance or VAT payments. You do not need your own social security number. All you have to do is send the invoices. We at FLOY take care of the rest.
As a small business owner, you can employ yourself either full-time or part-time. Flexibility and freedom are the best aspects of light entrepreneurship. How would it sound to do what you love, when it suits you, bill and get paid to your account? You can leave everything else to FLOY.
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Three Steps to Light Entrepreneurship
How do I start as a light entrepreneur?
Through Floy, you can become a light entrepreneur in a couple minutes.
01
Sign up
Registration is free and there is no obligation. You get the user IDs for the invoicing service and you can start billing for your work.
02
Create an invoice
Do the work and send the invoice to your customer. You don’t need a trade name or social security number, and you can forget about accounting and financial statements.
03
Get paid
The FLOY invoicing service takes care of all legal notification and payment obligations and settles the net payment of the invoice to your account. When working with FLOY, you always have your insurance in order.
Light Entrepreneurship vs. Trade Name
For Whom does Light entrepreneurship suit?
PROFESSIONALS
Are you an expert in your field who wants to employ yourself? You want to choose your clients and your working hours, but you are not interested in traditional entrepreneurship? Leave the paperwork and bureaucracy to us – focus on the things you enjoy.
STUDENTS & FREELANCERS
Would you like to finance your studies partially or completely with light entrepreneurship? Or are you dreaming of a new career and want to test it? Invoicing occasional jobs is easy through the FLOY invoicing service. You can easily earn additional income in addition to your other work or studies.
INFLUENCERS
Is your passion to produce content, and loosely connect work with the rest of your life? Whether you get all or part of your income from blogging, social media content and commercial collaborations as an influencer, you need a channel to repatriate the income. The invoicing service is a convenient and worry-free way that allows you to focus solely on your creative work.
HOW MUCH SALARY COULD YOU MAKE
Do the math, how much you would make with Floy’s indicative salary calculator, you can see an indicative result of your possible earnings.
In addition to your tax rate, your net salary is affected by FLOY service fees, health insurance premium. Also pay attention to your YEL payment.
Payroll calculator
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Ten facts about Light Entrepreneurship
Light entrepreneurship is well suited for a person who wants to earn a living with his/her professional skills, but does not want to run a company and take responsibility for the “paperwork” and obligations associated with entrepreneurship. Using the invoicing service is an exact solution also for example invoicing seasonal, casual, freelance, seasonal, summer or project work.
However, the light entrepreneur must take out mandatory YEL insurance (entrepreneur’s pension insurance) when the entrepreneurial activity is considered continuous.
A Light entrepreneur can join the entrepreneurs’ unemployment fund if the YEL income is at least €13,247 per year (2021) and is also entitled to sick leave when paying YEL insurance.
You can start working on the same day you register for FLOY’s service. Lean business is risk-free. No expenses are incurred until the billable work has been completed.
It enables entrepreneurial activity for a person who wants to try entrepreneurial activity without risk.
Light entrepreneurship does not prevent you from applying for start-up money, if you want to start a company after light entrepreneurship. As a small business owner, you can gather your own customer base and test your business idea. Remember that start-up money is always applied for before starting a company.
The use of the invoicing service enables an easy solution for the temporary work provider, who wants all legal taxes and insurances to be paid for the work.
Light entrepreneurship is an alternative to hiring workforce for a company when traditional employment contract is not possible or profitable.
Light entrepreneurship is not suitable for some professions that require a business license, such as health care or other professions that require an official license.
There are already more than 100,000 Light entrepreneurs in Finland. Coincidence? Hardly. Light entrepreneurship is the worker’s solution.
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